The question of “probability of continued employment” likely sounds a little strange. It may even seem as if you’re being asked to prematurely announce that the applicant is going to be laid off. But this question is actually concerned with the applicant’s ability to pay a lender. Mortgage companies and other financial institutions need to know whether an applicant can repay a loan or mortgage. If there’s a chance the applicant will be laid off in the coming weeks or months, their ability to repay a loan or mortgage will be hindered.

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Ultimately, the lender wants to ensure the applicant will have a stable income for the foreseeable future.


Many forms phrase the question differently, such as the below example: But how exactly do you answer this question? See full list on truework. When answering the question of continued employment, anything other than a soli “yes,” or “very likely,” might alarm the applicant. Remember: The applicant’s job performance isn’t the focus of this question—the verifier is simply asking about whether the applicant will have a stable income months from now.

Because the question of continued employment is so important, it requires a thought-out, accurate response. Keep the following in mind to ensure you answer as accurately as possible: 1. Loop in the employee’s manager when necessary. The manager will have a better idea of the employee’s performance and job stability.


Even if there’s a chance the employee sees your answer, you need to answer honestly. The last thing you want is to lie and help the applicant get a loan that will bankrupt them down the road. When in doubt, contact the employee’s immediate superior.

In the event the employee may be let go in the near future, the question of continued employment becom. Employment verification is typically straightforwar but there are occasionally questions that feel out of the blue. The following are some of the more common questions that you might not expect—but keep in mind that many states may have their own specific questions on employment verification forms.

If overtime or a bonus is applicable, is its continuance likely? This question may not be a deal-breaker for a loan, as long as the bonuses or overtime aren’t making up the majority of the employee’s income. If you and the employee’s manager can’t confidently answer “yes,” mark it “no. Do you anticipate any changes in hours? If the employee is salaried and receives no overtime, this is an easy “no.

Otherwise, consult with the department head or manager of the employee to come to an educated answer. Are there any anticipated changes in the applicant’s pay in the coming months? This question likely requires input from the employee’s manager, as they’ll be able to advise you whe.

Understanding how to answer “probability of continued employment,” and the other difficult questions outline puts you ahead of the curve and ensures verification will be far easier from here on out. Why a Employment Verification is Needed Prior history of work is a good indicator of future work performance. An Employment Verification search validates salary claims, tenure, and title.


Employment - verification requests arise during a number of scenarios, from lenders seeking verification of income information to new employers confirming a potential recruit’s past work history. Employers aren’t obligated to respond to calls to verify an individual’s employment for a third party unless the requests are made by federal. How do you respond to employment verification? What do you need to know about letter of employment? Make sure to provide your signature at the bottom to ensure authenticity.

What is a prospective new employer request? Another option HR teams are exploring is employment letter automation. While each state child support agency sends its own verification of employment (VOE) form, employers may respond using this standard VOE form, if the state child support agency accepts the form. This standardized response form provides greater efficiency for employers. Follow Source(s): For Credit and finance solutions I visit this website where you can find all the solutions.

It’s important to ensure that prospective employees have given you accurate information. Our expectation is that under current conditions, this employee will continue to work indefinitely, however I also want to answer in such a way that protects the company and at the same time, does not harm the employees chance to secure a home mortgage, which is the reason I am filing out the. High Quality Fill-In Employment Forms. Step-By-Step Builder. Trusted By Employers - Fill Out Forms Accurately, No Technical Skills Needed - Try Free!

How to answer the “probability of continued employment” question. Starting a New Job From home addresses to financial records, HR teams are constantly handling and processing sensitive employee information. Understanding how to answer “ probability of continued employment ,” and the other difficult questions outline puts you ahead of the curve and ensures verification will be far easier from here on out. Employment Verification : response to an inquiry by a prospective employer, a government agency, or an outside entity, such as a lending institution, that the current or former employee is or was employed by the University.

Acces PDF Answer Probability Of Continued Employment Answer Probability Of Continued Employment When somebody should go to the books stores, search inauguration by shop, shelf by shelf, it is in point of fact problematic. This is why we provide the book compilations in this website. Be sure to include dates of employment in your verification request. False dates of employment are a red flag that may point to an issue your applicant is trying to hide. Request the specific hire and departure dates from former employers and compare them carefully to the applicant’s submission.

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Before sharing information regarding employment verifications make sure to follow your Company policy. If you don’t have a policy protecting your employment verification process you may want to contact HR On-Call. Being consistent and providing verifiable information is critical. A request may be received from.

The current employment verification system is an inherently subjective and ultimately insecure process, as sophisticated fraudulent documents are easily acquire allowing an unauthorized worker.